What Are Annuities?

Annuities and Taxes: What You Need To Know

It’s the peak of tax season; do you have your taxes filed yet? You do have a little breathing room this year, as the deadline for filing has been extended to Tuesday, April 18th. Still, it is time to put your documents in order and learn what to do with your annuities. Let’s take a… Read more »

Best Ways To Save For Retirement

Saving for retirement can be a difficult and stressful endeavor, but it doesn’t have to be. There are many different investment strategies you can take to have a comfortable retirement. Explore these options to see which one is the best for you. Is a 401k or IRA Right for You? 401k Named for the section… Read more »

How Annuities Work With Your Social Security Income

Many people rely solely on Social Security for their retirement income, but products such as annuities represent a great opportunity to diversify and live comfortably for years to come. Although annuities are a great option, there can be confusion between what they entail as opposed to Social Security income. An annuity is a fund that… Read more »

The 2017 Financial Retirement Checklist

Retirement represents a big change in your day-to-day life. Instead of a day at the office, you can look forward to pursuing your hobbies, spending time with friends and family and catching up on the long to-do list that you set aside to focus on your career. However, before moving forward with your 2017 retirement… Read more »

Retiring? Learn How to Build Your Own Pension

Most people looking for retirement planning advice are given pointers about how to accumulate wealth or tax planning in retirement. They might also hear about how much to save or how to distribute assets across their portfolios, but that really just scratches the surface. The reality is that Social Security isn’t enough to pay for living in… Read more »

Annuities Are Part Of The Retirement Readiness Playbook

Some retirement readiness data released this week by Voya Financial reads almost like a playbook on what Americans can do to increase their retirement readiness. That includes owning annuities, life and long-term care insurance, as well as building up savings and investments. For example, 83 percent of retirees who scored high on Voya’s Retire Ready… Read more »

Is 2017 The Year You’re Retiring?

If you’re planning on retiring in 2017, adding an annuity into your retirement plan could be a great option as a stream of income. Having a multi-year guarantee annuity gives you plenty of choices to have the funds available for the kind of retirement you want. Learn what an annuity is and how it’s a… Read more »

The Secret to Winning the Retirement Lottery

Your chance of winning either the Powerball or the Mega Millions lottery is roughly 1 in 176 million. That’s less than the chance of being struck by lightning or killed by a vending machine. Rather than hoping you are one of the luckiest people in history, you should probably start thinking about more practical ways to… Read more »

Retiring? 5 Best Financial Options

Retirement is a stage that most look forward to, but preparing for retirement might have you worried that you may not be able to retire soon enough to truly enjoy this permanent vacation time. Adding to the challenge are the many options to properly prepare yourself financially for retirement. With so much competing information online, it can be hard to determine… Read more »

How Annuities Could Be a Health-Care Cost Cushion

Most annuity agents don’t talk about using annuities to help pre-retirees and retirees with funding their health care expenses in retirement, but that could change. “Earmarking an annuity for health care is a great idea,” says Brian Lipinski, director of fixed annuity marketing at Executive Brokerage Services, Inc., McKees Rocks, Pa. In fact, he says,… Read more »